OFFERING YOU THE BEST EMPLOYEE BENEFIT SOLUTIONS FOR YOUR CLIENTS

COVER

GROUP LIFE: EMPLOYEE & SPOUSE

Group Life cover is critical when it comes to protecting an employee’s loved ones in the unfortunate event that they pass away.

TOTAL & PERMANENT DISABILITY COVER

Disability cover protects you by paying out a cash lump sum if you can’t work due to becoming permanently disabled.

INCOME DISABILITY COVER

Use income disability cover to replace lost income due to injury or illness. Focus on getting better without stress about your income.

CRITICAL ILLNESS

Pays a lump sum in the event of being diagnosed with or suffering from a life threatening disease.

ACCIDENTAL DEATH & DISABILITY

Pays a benefit for death and disability as a result of an accident only.

FUNERAL

Provides a lump sum benefit to assist the family in event of death. Cover may include spouse and children.

OUR PARTNERS

Our insurer, Guardrisk, is the leading provider of cell captive business and alternative risk transfer solutions in South Africa. We provide tailor-made risk financing solutions that include access to a broad panel of related services and professional reinsurance markets.

Our reinsurer, SCOR, is an independent global reinsurance company, aiming to develop its Life and P&C business lines, to provide its clients with value-added solutions and to pursue an underwriting policy based on profitability, through effective risk management and a cautious investment policy. In this way, SCOR offers its clients an optimal level of security (AA- rating from S&P and Fitch and Aa3 rating from Moody’s) and creates value for its shareholders. The Group’s strategy is based on a development model driven by three entities: the P&C entity, the Life entity and the Asset Management division.

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